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1. Other Peoples' Accounts

Many wealthy Chinese are entrepreneurs – with lots of employees. Some business owners count their own staff towards $50,000 offshore limit – meaning entrepreneurs can quickly multiply the limit by their number of staff.

2. High Invoices

Chinese officials plow through and approve a flood of paperwork. Many seeking to bring capital outside the country use artificially inflated invoices or even sham or double accounting to warrant paying money into an offshore account.

3. Bitcoin

Buy bitcoin (or any cryptocurrency) in China, sell it abroad: the risks are the volatility of tokens and reluctance by banks to get involved with digital assets. 

4. Insurance

The purchase of a U.S. dollar-denominated insurance can be a highly effective way to get capital abroad. The advantage? The policy can be deposited as collateral for the policyholder to borrow funds outside of China, which he or she can in turn invest.

5. Property  Investments

Wealthy Asian buyers are behind real estate booms major cities like Vancouver and San Francisco. The money is not only brought offshore, but also invested for the long-term. Firms do the same thing, buying corporate assets abroad in order to park capital outside of China for the long-term.

6. Underground Banks

These unlicensed providers bypass official channels when they transfer money abroad. One popular method is to match a domestic transaction against a foreign one, making an actual transfer superfluous.

7. Lying, Fibs, White Lies

Many of China's elite want to send their sons and daughters to Ivy League schools in the U.S. or prestigious British universities.  Tuition at universities abroad is expensive: including accommodation and expenses, students can easily spend hundreds of thousands. Money transfers to cover the costs would hardly merit closer attention – even if China's wealthy sent more than necessary for the educational upkeep of their family.