Finance’s Next Era Lives On-Chain

A new analysis highlights the dynamics driving rapid blockchain adoption, digital asset integration, and the future of global finance and governance.

Significant geopolitical shifts and demographic trends, most notably driven by Millennials and Gen Z, are accelerating crypto adoption, transforming how wealth is managed, transferred, and safeguarded globally.

The survey indicates that Millennials and Gen Z are adopting crypto at rates up to three times higher than Baby Boomers. Across multiple studies, younger generations now allocate roughly 12 to 17 percent of their portfolios to crypto, with many viewinga it as a viable alternative to traditional assets like stocks and bonds.

Confidence in traditional financial instruments is waning, and digital assets are increasingly seen as vehicles for growth and preservation.

Ownership Becomes Fractional and Liquid

«The on-chain revolution is here, with blockchain making entrepreneurship borderless, governance programmable, and payments decentralized. As assets from stocks to art go on-chain, ownership is becoming fractional, liquid, and accessible to all,» said Nirbhay Handa, CEO of Multipolitan, the world’s first product-driven global migration platform, simplifying international travel, relocation, business setup, and asset management for borderless enthusiasts. The Singapore-based firm was launched in 2024.

The report boldly explores how blockchain is quietly yet irreversibly rewiring the global order. It dives deep into the decentralization of wealth, the rise of network states, and the transformation of citizenship from a birthright into a programmable choice.
From Estonia’s e-residency and South Korea’s digital public infrastructure to Palau’s on-chain IDs and Latin America’s crypto lifelines, this report connects the dots between fragmented experiments and a broader global shift: services, identity, and capital are moving on-chain.

Next Era of Finance

Backed by heavyweights like Blackrock and Goldman Sachs, tokenized real-world assets are unlocking a $2 trillion market opportunity, bringing liquidity and transparency to once-opaque financial systems.

«For governments, investors, and institutions, this report isn’t just a forecast – it’s a compass pointing to where digital capital is flowing, which cities are winning the race, and how the next era of finance, freedom, and global mobility is being written, not in policy rooms, but on blockchains», Handa added.

Forward-Thinking Nations

Field experts delve into emerging themes such as the role of digital IDs in securing access to government services, the promise of metaverse-based communities in economic self-organisation, and how smart contracts are reinventing legal and financial infrastructures. The expert commentaries also highlight regulatory shifts across jurisdictions, decentralised governance frameworks, and the rise of tokenised real-world assets as viable investment instruments.

Barbados has an ambassador to the metaverse. Estonia offers e-residency. Zug in Switzerland accepts taxes in Bitcoin. El Salvador made Bitcoin legal tender. Palau is issuing blockchain-backed digital IDs. «These aren’t gimmicks, they’re signals. Forward-thinking nations are starting to operate more like platforms than bureaucracies. Governance is going on-chain,» Dan Marconi, Managing Partner, LATAM at Multipolitan, explained.


  • The complete Crypto Report 2025: The Future is Onchain can be downloaded here.